Home Care Costs
Clear Pricing. Flexible Options. Support You Can Trust.
Understanding the cost of in-home care is an important part of planning for your loved one’s well-being. At HomeCare Services of Connecticut, we believe in transparency, flexibility, and guidance — so families can make informed decisions without stress or confusion.
This page explains how home care costs work, what affects pricing, and what payment options may be available, including Medicaid programs, long-term care insurance, and private pay.
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Understanding the Cost of Home Care
Home care pricing varies based on several factors, including:
- Type of care needed (companionship, homemaking, personal care, specialized memory support)
- Hours of care (hourly, part-time, full-time, overnight, or 24/7)
- Frequency (daily, weekly, occasional, or long-term care)
- Level of assistance required for mobility, bathing, dressing, or special needs
- Location and scheduling (evenings, weekends, and holidays may differ)
Because every client has unique needs, we provide individualized cost estimates based on a free consultation.
Payment Options for Home Care in Connecticut
Home Care Services of Connecticut accepts several forms of payment and can help guide you through each option.
Private Pay
Private pay is the most common way families cover the cost of home care. It offers the greatest flexibility and control, allowing you to customize:
- Hours of care
- Services provided
- Frequency of visits
- Level of support needed
Private pay is straightforward, easy to manage, and allows care to begin quickly without complicated eligibility requirements.
Long-Term Care Insurance
Long-term care (LTC) insurance can cover a significant portion — and sometimes all — of in-home care services, depending on your policy.
Most LTC policies help pay for:
- Personal care assistance
- Homemaking and companionship
- Safety monitoring
- Mobility and transfer support
- Cognitive care assistance
- Part-time, full-time, or continuous care
Our team regularly works with LTC insurers and can guide families through the process from start to finish.
Medicaid Programs (Connecticut)
Connecticut offers Medicaid programs that may help cover some or all in-home care services for eligible individuals. This can be a valuable option for families with limited income or assets.
Eligible Connecticut residents may access support through programs such as:
- Connecticut Home Care Program for Elders (CHCPE)
Provides in-home assistance for seniors who need support to continue living safely at home. May cover:
- Personal care
- Homemaking
- Respite care
- Meal support
- Companion services
Helps individuals transition from nursing homes or long-term facilities back into their community with in-home services.
We can help determine eligibility and provide guidance on how these programs may offset your care costs.
Worker’s Compensation Claims
Home care services may be covered under Worker’s Compensation when an individual is injured on the job and requires assistance during recovery. In these cases, in-home care can help support daily living needs while allowing the injured worker to remain safely at home.
Worker’s Compensation–authorized home care may include:
- Personal care assistance (bathing, dressing, mobility support)
- Homemaking services such as meal preparation and light housekeeping
- Transportation to medical appointments
- Companionship and safety monitoring during recovery
HomeCare Services of Connecticut works closely with insurance carriers, case managers, employers, and healthcare providers to coordinate approved services and ensure care aligns with the authorized treatment plan. Our team assists with documentation, communication, and timely caregiver placement to help reduce stress and support a smooth recovery process.
If you have an open Worker’s Compensation claim and believe in-home care may be appropriate, we’re happy to help you understand your options and next steps.
Why Families Trust HomeCare Services of Connecticut
- Personalized, One-on-One Support
We take the time to understand your loved one’s unique needs, routines, and preferences—so every visit feels personal, meaningful, and just right for them. - Locally Owned & Community-Focused
As a Niantic-based, family-owned agency, we proudly serve New London County and neighboring communities with care that’s rooted in trust, relationships, and local understanding. - Compassionate, Skilled Caregivers
Our caregivers are experienced, thoroughly screened, and dedicated to providing care with dignity, respect, and a warm personal touch. - Flexible Scheduling to Fit Your Life
Whether you need care for a few hours a week or around the clock, we work around your schedule—not the other way around. - Safety, Comfort, and Independence at Home
We help your loved one stay safe, active, and engaged in the place they know and love most—their own home.
